How strange it is that no-one would recommend you go into court without a solicitor, nor tackle Her Majesty's Revenue & Customs without consulting an accountant? But when it comes to insuring your business, some insurers appear to think that nothing appeals more to our basic instincts than the thought of saving money on the so-called "middleman". It's a theme that is played out regularly by certain companies that promote their insurance products on TV.In practice, business risks are quite complex and obtaining the right business insurance cover requires independent, expert advice. It's not like buying a tin of beans. But what precisely are the benefits of using an insurance broker? Take the three key areas of the process in turn.1. Obtaining prices and placing the business: Generally, an insurance broker brings added value to the insurer selection process through personal contact and ensuring your individual business insurance needs are
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